Credit Risk Analyst (Top MNC, Career Growth, Great Employee Benefits) - #1125429

Credit Risk Analyst (Top MNC, Career Growth, Great Employee Benefits)

We are looking for a Credit Risk Analyst to join our fast-growing Fintech team! You will play a key role in managing and driving credit risk strategy for the Singapore market.

• Leading MNC

• Fintech industry

• Attractive Employee Welfare & Benefits

• Career Growth & Progression Opportunities

• Office hours

• Central, convenient location with company bus provided from the MRT

Job Description:

• Constantly monitor portfolio risk reports and effectively use the reports to identify potential opportunities to enhance efficiency of credit programs and processes

• Conceptualizing and designing innovative (and in most cases industry leading) underwriting & account management strategies and will work closely with the vertical & Business unit

• Optimize underwriting and customer portfolio management risk policies through use of analytics and strategies

• Assist business decisions through acquisitions targeting and profitability analysis

• To provide regular credit risk evaluation and advisory to country risk teams and key stakeholders

• Understand and implement the best lending practices in the market and to embed successful acquisition strategies

• Work with credit decisioning engine team to implement policy changes, i.e., requirement walkthrough, UAT, post implementation monitoring, etc

• Assist product and credit programs, including the review / estimation of risk parameters, product pricing, product structure and regulatory requirements

Requirements:

• Degree in Statistics, Mathematics, Economics

• At least 2 years of work experience in Credit Underwriting, MIS Reporting, Risk policy and/or Data analytics

• Knowledge in Banking customer’s credit life cycle including origination and portfolio management

• Prior hands on experience on Python and/or SQL

EA Personnel Name: Leah Ho
EA Personnel No: R25152832
EA License No: 04C3537